Skip to content
GERBER.ai

Chicago-Naperville-Elgin, IL-IN Metro Area

Chicago-Naperville-Elgin, IL-IN · Metro Area

9,371,595Population

A metropolitan statistical area of 13 counties (9 central, 4 outlying), part of the Chicago-Naperville, IL-IN-WI combined area. The counties are tied together by commuting: people live in one and work in another.

Median household income
$90,887
Median home value
$323,000
Land area
6,923 sq mi
1,354 people per sq mi

Market now

Counties in this metro area

Central counties hold the urban core; outlying counties are linked to it by commuting.

CountyRolePopulationMedian incomeMedian home value
Cook County, ILCentral5,182,090$83,498$324,500
DuPage County, ILCentral930,024$112,096$391,400
Lake County, ILCentral714,223$110,416$345,700
Will County, ILCentral701,462$109,984$319,600
Kane County, ILCentral517,255$103,163$327,000
Lake County, INCentral500,379$71,493$230,600
McHenry County, ILCentral312,591$104,802$308,100
Porter County, INCentral174,818$87,972$281,500
Kendall County, ILCentral137,675$111,601$322,400
DeKalb County, ILOutlying100,703$70,724$243,600
Grundy County, ILOutlying53,219$92,235$271,700
Jasper County, INOutlying33,234$77,314$221,500
Newton County, INOutlying13,922$75,481$171,500

Largest cities and towns

576 places in our city pages lie in this area; the 25 largest are shown.

PlaceTypePopulationMedian income
Chicago, ILCity2,711,226$77,902
Aurora, ILCity179,898$93,633
North, IN—154,735$61,798
Wheeling (Township), IL—153,991$106,026
Thornton (Township), IL—153,682$58,534
Naperville, ILCity150,692$155,105
Joliet, ILCity150,445$92,201
Worth (Township), IL—149,419$77,966
Downers Grove (Township), IL—149,038$117,335
Proviso, IL—147,690$82,097
Maine, IL—137,069$98,291
Schaumburg (Township), IL—131,761$99,298
York, IL—127,667$112,233
Aurora (Township), IL—126,432$76,459
Milton, IL—119,372$121,087
Lisle (Township), IL—118,895$118,712
Elgin, ILCity114,934$90,282
Lyons (Township), IL—112,613$92,619
Palatine (Township), IL—111,737$104,916
Bloomingdale (Township), IL—111,175$99,020
Niles (Township), IL—109,647$97,280
Naperville (Township), IL—105,406$120,026
Bremen, IL—104,594$78,755
Elgin (Township), IL—104,350$92,771
Hanover, IL—97,865$99,697

Also in the Chicago-Naperville, IL-IN-WI combined area

Demographic Rates

Poverty Rate
11.2%
Unemployment
6.1%
College Educated
41.6%
Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1701, S2301, S1501

Race & Ethnicity

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table B02001, B03003

Income Profile

Median Household Income
$90,887
Mean Household Income
$125,943

Income Distribution

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1901, S1902, S1903, B19013, B19113

Sex Distribution

Male
49.2%
Female
50.8%

Population Split

Male49.2%
Female50.8%

The sex distribution of a population provides insight into the demographic balance of a community. Significant skews in this ratio can be influenced by local industries (e.g., military bases, mining, or tech hubs), educational institutions, or migration patterns. Understanding this balance is essential for planning public health initiatives and social services.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S0101

Ancestry

Mexican18.4%
German12.7%
Irish10.1%
Polish7.8%
Italian6.1%
English4.9%
African1.3%
French1.2%
Scottish1.0%
Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table B04006

Immigration & Nativity

Nativity Status

18.6%Foreign Born
81.4%Native Born

Citizenship Status

Naturalized53.2%
Non-Citizen46.8%

Period of Entry

2010 or Later25.6%
Before 201074.4%
Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table B05001, B05002

Housing Characteristics

Total Housing Units
3,900,420
Median Rent
$1,430/mo
Median Home Value
$323,000
Median Year Built
1971

Housing Tenure

Housing Types

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table DP04

Education Enrollment

Total Enrolled
2,261,102
College Enrollment
18.9%
High School
22.4%
College Educated
41.6%

K-12 Enrollment

Higher Education

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1401, S1501

Transportation & Commute

Mean Commute Time
30.3 min
Drive Alone Rate
62.1%
Public Transit
7.5%
Work From Home
17.7%

Commute Mode

Vehicle Ownership

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S0801, B08141

Age Distribution

Under 18
22.0%
18-34 Years
23.1%
35-64 Years
38.9%
65+ Years
16.0%

Population Composition

Under 1822.0%
18-3423.1%
35-6438.9%
65+16.0%

The age distribution of a community impacts local services, school requirements, and the labor market. A higher percentage of youth suggests a need for schools and family services, while a larger senior population may indicate a retirement destination or a need for healthcare services.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S0101

Household Composition

Married Couples
45.5%
Single Parent
5.9%
Living Alone
30.3%
Avg Size
2.53

Household Types

Married Couples45.5%
Single Parent5.9%
Living Alone30.3%

Household composition offers insights into the social fabric of a community. A high percentage of married couples often correlates with stability and higher household incomes, while a significant number of single-person households may indicate a younger transient population or an aging community.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1101

Economic Profile

Per Capita Income
$49,513
SNAP Usage
13.0%
Health Insurance
92.5%

Household Income Breakdown

Under $25k13.5%
$25k - $50k14.5%
$50k - $100k26.3%
$100k+45.7%

Key Industries

Manufacturing
11.1%
Retail Trade
10.0%
Education & Health Care
22.7%
Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1901, S2201, DP03

Health & Disability

Disability Rate

10.9%With Disability

Percentage of the civilian noninstitutionalized population with a disability.

Health Insurance Coverage

92.5%With Coverage

Percentage of the civilian noninstitutionalized population with health insurance coverage.

Why this matters: High disability rates may indicate a need for accessible infrastructure and specialized healthcare services. Health insurance coverage is a key indicator of a community's access to preventative care and financial resilience against medical emergencies.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1810, S2701

Technology Access

Broadband Internet
91.9%vs ~90% National Avg
Computer Ownership
95.9%vs ~95% National Avg
Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S2801

Cost of Living & Housing

Cost of Living Scale

Lower is better
103.6
0130
Below average< 97
Near average97 - 103
Above average> 103

Prices compared with the US average (100). 105 means about 5% more expensive than average.

Housing Affordability

Higher is better
141.1
0200
Hard to Afford< 80
Moderate80 - 100
Affordable> 100

100 means a family earning the median family income just qualifies to buy the median-value home (20% down, 30-year loan at 6.72%).

Source: BEA Regional Price Parities · NAR affordability formula with Census ACS 2020–2024 incomes and home values and the Freddie Mac 30-year rate (2024)