San Francisco-Oakland-Fremont, CA Metro Area

San Francisco-Oakland-Fremont, CA · Metro Area

4,645,029Population

A metropolitan statistical area of 5 counties (4 central, 1 outlying), part of the San Jose-San Francisco-Oakland, CA combined area. The counties are tied together by commuting: people live in one and work in another.

Median household income: $136,027
Median home value: $1,140,700
Land area: 2,470 sq mi

Market now

Counties in this metro area

Central counties hold the urban core; outlying counties are linked to it by commuting.

County	Role	Population	Median income	Median home value
Alameda County, CA	Central	1,649,473	$129,367	$1,090,100
Contra Costa County, CA	Outlying	1,165,012	$127,229	$866,800
San Francisco County, CA	Central	830,235	$140,970	$1,394,500
San Mateo County, CA	Central	742,340	$158,855	$1,559,600
Marin County, CA	Central	257,969	$149,091	$1,507,300

Largest cities and towns

137 places in our city pages lie in this area; the 25 largest are shown.

Place	Type	Population	Median income
San Francisco, CA	City	830,235	$140,970
Oakland, CA	City	439,418	$101,600
Fremont, CA	City	228,295	$181,506
Hayward, CA	City	158,801	$113,318
Concord, CA	City	124,035	$108,709
Berkeley, CA	City	120,257	$108,092
Antioch, CA	City	116,477	$97,465
Richmond, CA	City	115,505	$95,391
San Mateo, CA	City	103,105	$153,504
Daly City, CA	City	101,964	$123,547
San Leandro, CA	City	87,826	$101,420
San Ramon, CA	City	85,993	$196,161
Livermore, CA	City	85,522	$160,775
Redwood City, CA	City	82,447	$157,814
Alameda, CA	City	77,238	$137,697
Pleasanton, CA	City	76,960	$190,124
Pittsburg, CA	City	76,257	$99,861
Dublin, CA	City	70,803	$214,385
Walnut Creek, CA	City	70,088	$130,432
Union City, CA	City	67,464	$133,715
Brentwood, CA	City	65,208	$142,494
Castro Valley, CA	CDP	65,001	$142,779
South San Francisco, CA	City	64,305	$136,578
San Rafael, CA	City	60,433	$119,435
Novato, CA	City	52,546	$115,736

Also in the San Jose-San Francisco-Oakland, CA combined area

San Jose-Sunnyvale-Santa Clara, CA · metro · 1,969,337 Stockton-Lodi, CA · metro · 797,334 Modesto, CA · metro · 553,990 Vallejo, CA · metro · 451,918 Merced, CA · metro · 290,201 Santa Cruz-Watsonville, CA · metro · 264,926 Napa, CA · metro · 134,869

Demographic Rates

Poverty Rate

8.9%

Unemployment

5.7%

College Educated

52.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1701, S2301, S1501

Race & Ethnicity

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table B02001, B03003

Income Profile

Median Household Income

$136,027

Mean Household Income

$194,368

Income Distribution

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1901, S1902, S1903, B19013, B19113

Sex Distribution

Male

49.8%

Female

50.2%

Population Split

Male49.8%

Female50.2%

The sex distribution of a population provides insight into the demographic balance of a community. Significant skews in this ratio can be influenced by local industries (e.g., military bases, mining, or tech hubs), educational institutions, or migration patterns. Understanding this balance is essential for planning public health initiatives and social services.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S0101

Ancestry

Mexican14.4%

German7.0%

Irish6.9%

English6.9%

Italian4.2%

French1.6%

Polish1.4%

Scottish1.4%

African1.1%

Reported ancestry groups representing the cultural heritage of the population. Percentages may not sum to 100% as residents may report multiple ancestries or none.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table B04006

Immigration & Nativity

Nativity Status

31.9%Foreign Born

68.1%Native Born

Citizenship Status

Naturalized57.6%

Non-Citizen42.4%

Period of Entry

2010 or Later28.9%

Before 201071.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table B05001, B05002

Housing Characteristics

Total Housing Units

1,880,374

Median Rent

$2,474/mo

Median Home Value

$1,140,700

Median Year Built

1968

Housing Tenure

Housing Types

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table DP04

Education Enrollment

Total Enrolled

1,051,352

College Enrollment

23.3%

High School

20.6%

College Educated

52.9%

K-12 Enrollment

Higher Education

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1401, S1501

Transportation & Commute

Mean Commute Time

31.0 min

Drive Alone Rate

50.1%

Public Transit

8.7%

Work From Home

25.8%

Commute Mode

Vehicle Ownership

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S0801, B08141

Age Distribution

Under 18

19.2%

18-34 Years

22.5%

35-64 Years

41.2%

65+ Years

17.1%

Population Composition

Under 1819.2%

18-3422.5%

35-6441.2%

65+17.1%

The age distribution of a community impacts local services, school requirements, and the labor market. A higher percentage of youth suggests a need for schools and family services, while a larger senior population may indicate a retirement destination or a need for healthcare services.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S0101

Household Composition

Married Couples

48.3%

Single Parent

4.3%

Living Alone

27.5%

Avg Size

2.61

Household Types

Married Couples48.3%

Single Parent4.3%

Living Alone27.5%

Household composition offers insights into the social fabric of a community. A high percentage of married couples often correlates with stability and higher household incomes, while a significant number of single-person households may indicate a younger transient population or an aging community.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1101

Economic Profile

Per Capita Income

$74,352

SNAP Usage

8.9%

Health Insurance

96.0%

Household Income Breakdown

Under $25k10.2%

$25k - $50k9.5%

$50k - $100k18.7%

$100k+61.7%

Key Industries

Manufacturing

7.5%

Retail Trade

8.7%

Education & Health Care

21.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1901, S2201, DP03

Health & Disability

Disability Rate

10.6%With Disability

Percentage of the civilian noninstitutionalized population with a disability.

Health Insurance Coverage

96.0%With Coverage

Percentage of the civilian noninstitutionalized population with health insurance coverage.

Why this matters: High disability rates may indicate a need for accessible infrastructure and specialized healthcare services. Health insurance coverage is a key indicator of a community's access to preventative care and financial resilience against medical emergencies.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S1810, S2701

Technology Access

Broadband Internet

94.7%vs ~90% National Avg

Computer Ownership

97.4%vs ~95% National Avg

Source: U.S. Census Bureau, ACS 5-Year Estimates (2020–2024) • Table S2801

Cost of Living & Housing

Cost of Living Scale

Lower is better

115.6

0130

Below average< 97

Near average97 - 103

Above average> 103

Prices compared with the US average (100). 105 means about 5% more expensive than average.

Housing Affordability

Higher is better

58.0

0200

Hard to Afford< 80

Moderate80 - 100

Affordable> 100

100 means a family earning the median family income just qualifies to buy the median-value home (20% down, 30-year loan at 6.72%).

Source: BEA Regional Price Parities · NAR affordability formula with Census ACS 2020–2024 incomes and home values and the Freddie Mac 30-year rate (2024)

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