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ZIP 96738 · Waikoloa

Who lives in ZIP code 96738 (Waikoloa, HI): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Waikoloa, HI · Hawaii County

uszips 2026
People7,862
Median age40.3
Household income$80,928
Home value$809,786
Median rent$2,184/mo
Poverty13.0%
College degree+32.4%
Commute26 min

Place

Metro area
Hilo-Kailua, HI (micro)
Time zone
Hawaii
Density
38 / sq mi
Housing units
2,703

County

Hawaii100%

Share of the ZIP's people in each county.

Age mix

Under 1012.3%
10–1915.0%
20s8.7%
30s13.7%
40s11.9%
50s10.5%
60s13.9%
70s10.7%
80+3.4%

22.1% are 65 or older; 74.8% are adults.

Household income

Under $25K9.3%
$25K–50K17.4%
$50K–75K18.2%
$75K–100K13.4%
$100K–150K23.0%
$150K+18.8%

41.8% of households earn $100K+. Median per person: $41,742.

Education (adults 25+)

Less than high school2.9%
High school29.8%
Some college34.9%
Bachelor's20.3%
Graduate12.1%

37.8% of degrees are in STEM fields.

Race

White43.5%
Black1.9%
Asian10.8%
Native American0.0%
Pacific Islander19.7%
Other2.0%
Two or more22.1%

8.4% Hispanic or Latino (of any race).

Households & family

Married
56.1%
Never married
33.2%
Divorced
8.4%
Widowed
2.3%
Family size
3.16
Dual-income families
42.7%

Housing

Own their home
69.8%
Rent burden
47.4%
Men / women
50% / 50%

Work

In labor force
57.9%
Unemployment
8.3%
Self-employed
15.3%
Farmers
0.0%

Community

Charitable givers
32.3%
Veterans
7.2%
With a disability
13.0%
No health insurance
3.1%
Limited English
4.5%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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