ZIP 95386 · Waterford
Who lives in ZIP code 95386 (Waterford, CA): age, income, housing, education and work.
Source: uszips 2026 (ACS-based ZIP file)
2026 ZIP profile
Waterford, CA · Stanislaus County
uszips 2026
People10,666
Median age33.5
Household income$73,196
Home value$419,515
Median rent$1,593/mo
Poverty15.7%
College degree+10.7%
Commute28 min
Place
- Metro area
- Modesto, CA
- Wider region
- San Jose-San Francisco-Oakland, CA
- Time zone
- Pacific
- Density
- 44 / sq mi
- Housing units
- 3,090
County
Share of the ZIP's people in each county.
Age mix
9.9% are 65 or older; 74.6% are adults.
Household income
41.0% of households earn $100K+. Median per person: $30,638.
Education (adults 25+)
58.1% of degrees are in STEM fields.
Race
47.1% Hispanic or Latino (of any race).
Households & family
- Married
- 46.8%
- Never married
- 37.8%
- Divorced
- 12.3%
- Widowed
- 3.0%
- Family size
- 3.88
- Dual-income families
- 59.2%
Housing
- Own their home
- 57.4%
- Rent burden
- 29.5%
- Men / women
- 51% / 49%
Work
- In labor force
- 59.6%
- Unemployment
- 7.1%
- Self-employed
- 8.9%
- Farmers
- 2.9%
Community
- Charitable givers
- 19.8%
- Veterans
- 3.2%
- With a disability
- 11.7%
- No health insurance
- 6.1%
- Limited English
- 7.2%
Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.