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ZIP 95304 · Tracy

Who lives in ZIP code 95304 (Tracy, CA): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Tracy, CA · San Joaquin County

uszips 2026
People15,841
Median age37.3
Household income$115,007
Home value$872,346
Median rent$2,426/mo
Poverty8.3%
College degree+27.4%
Commute33 min

Place

Metro area
Stockton-Lodi, CA
Wider region
San Jose-San Francisco-Oakland, CA
Time zone
Pacific
Density
40 / sq mi
Housing units
4,949

County

San Joaquin100%

Share of the ZIP's people in each county.

Age mix

Under 1011.8%
10–1914.7%
20s12.2%
30s15.3%
40s14.9%
50s12.5%
60s11.3%
70s5.1%
80+2.3%

11.7% are 65 or older; 76.1% are adults.

Household income

Under $25K5.9%
$25K–50K11.4%
$50K–75K8.7%
$75K–100K10.5%
$100K–150K27.4%
$150K+36.0%

63.4% of households earn $100K+. Median per person: $51,289.

Education (adults 25+)

Less than high school13.5%
High school28.7%
Some college30.4%
Bachelor's18.8%
Graduate8.6%

49.9% of degrees are in STEM fields.

Race

White34.3%
Black6.5%
Asian12.9%
Native American1.1%
Pacific Islander0.3%
Other19.0%
Two or more25.9%

36.9% Hispanic or Latino (of any race).

Households & family

Married
51.5%
Never married
36.0%
Divorced
8.1%
Widowed
4.3%
Family size
3.60
Dual-income families
58.6%

Housing

Own their home
60.1%
Rent burden
28.5%
Men / women
54% / 46%

Work

In labor force
62.4%
Unemployment
6.5%
Self-employed
13.6%
Farmers
2.2%

Community

Charitable givers
35.8%
Veterans
4.5%
With a disability
9.7%
No health insurance
8.0%
Limited English
7.6%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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