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ZIP 95065 · Santa Cruz

Who lives in ZIP code 95065 (Santa Cruz, CA): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Santa Cruz, CA · Santa Cruz County

uszips 2026
People7,997
Median age43.6
Household income$153,222
Home value$1,233,388
Median rent$2,746/mo
Poverty8.6%
College degree+53.0%
Commute25 min

Place

Metro area
Santa Cruz-Watsonville, CA
Wider region
San Jose-San Francisco-Oakland, CA
Time zone
Pacific
Density
282 / sq mi
Housing units
2,898

County

Santa Cruz100%

Share of the ZIP's people in each county.

Age mix

Under 109.6%
10–1910.3%
20s16.3%
30s9.4%
40s12.1%
50s15.0%
60s10.9%
70s10.6%
80+5.9%

22.6% are 65 or older; 81.0% are adults.

Household income

Under $25K5.0%
$25K–50K7.5%
$50K–75K13.0%
$75K–100K7.8%
$100K–150K15.0%
$150K+51.6%

66.6% of households earn $100K+. Median per person: $54,784.

Education (adults 25+)

Less than high school5.0%
High school12.3%
Some college29.8%
Bachelor's29.3%
Graduate23.7%

56.7% of degrees are in STEM fields.

Race

White68.7%
Black0.2%
Asian4.2%
Native American0.0%
Pacific Islander0.0%
Other15.6%
Two or more11.3%

22.8% Hispanic or Latino (of any race).

Households & family

Married
50.0%
Never married
33.2%
Divorced
11.2%
Widowed
5.6%
Family size
3.13
Dual-income families
53.8%

Housing

Own their home
71.7%
Rent burden
33.2%
Men / women
48% / 52%

Work

In labor force
60.9%
Unemployment
5.9%
Self-employed
18.0%
Farmers
0.0%

Community

Charitable givers
38.4%
Veterans
4.1%
With a disability
13.0%
No health insurance
7.6%
Limited English
0.9%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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