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ZIP 94038 · Moss Beach

Who lives in ZIP code 94038 (Moss Beach, CA): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Moss Beach, CA · San Mateo County

uszips 2026
People2,683
Median age47.1
Household income$99,680
Home value—
Median rent—
Poverty9.1%
College degree+47.1%
Commute32 min

Place

Metro area
San Francisco-Oakland-Fremont, CA
Wider region
San Jose-San Francisco-Oakland, CA
Metro division
San Francisco-San Mateo-Redwood City, CA
Time zone
Pacific
Density
174 / sq mi
Housing units
915

County

San Mateo100%

Share of the ZIP's people in each county.

Age mix

Under 1014.6%
10–196.0%
20s5.6%
30s17.8%
40s9.9%
50s10.2%
60s14.5%
70s13.7%
80+7.8%

27.8% are 65 or older; 79.8% are adults.

Household income

Under $25K14.3%
$25K–50K4.2%
$50K–75K13.8%
$75K–100K18.5%
$100K–150K9.7%
$150K+39.7%

49.4% of households earn $100K+. Median per person: $41,924.

Education (adults 25+)

Less than high school23.8%
High school7.1%
Some college22.0%
Bachelor's29.1%
Graduate18.0%

60.3% of degrees are in STEM fields.

Race

White56.2%
Black0.2%
Asian4.5%
Native American0.0%
Pacific Islander0.0%
Other32.9%
Two or more6.1%

37.5% Hispanic or Latino (of any race).

Households & family

Married
56.2%
Never married
24.6%
Divorced
13.8%
Widowed
5.4%
Family size
3.29
Dual-income families
40.2%

Housing

Own their home
99.0%
Rent burden
—
Men / women
49% / 51%

Work

In labor force
58.7%
Unemployment
0.2%
Self-employed
20.1%
Farmers
0.0%

Community

Charitable givers
38.3%
Veterans
1.4%
With a disability
8.5%
No health insurance
2.1%
Limited English
7.4%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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