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ZIP 93923 · Carmel

Who lives in ZIP code 93923 (Carmel, CA): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Carmel, CA · Monterey County

uszips 2026
People12,565
Median age59.4
Household income$142,474
Home value$1,780,635
Median rent$2,136/mo
Poverty8.2%
College degree+64.9%
Commute21 min

Place

Metro area
Salinas, CA
Time zone
Pacific
Density
24 / sq mi
Housing units
5,427

County

Monterey100%

Share of the ZIP's people in each county.

Age mix

Under 105.9%
10–1911.9%
20s4.4%
30s4.1%
40s11.0%
50s13.4%
60s22.1%
70s18.2%
80+8.9%

39.2% are 65 or older; 83.3% are adults.

Household income

Under $25K12.8%
$25K–50K9.9%
$50K–75K6.2%
$75K–100K7.8%
$100K–150K15.1%
$150K+48.2%

63.3% of households earn $100K+. Median per person: $68,200.

Education (adults 25+)

Less than high school4.7%
High school7.4%
Some college23.0%
Bachelor's35.0%
Graduate29.9%

48.1% of degrees are in STEM fields.

Race

White77.3%
Black1.1%
Asian6.6%
Native American0.2%
Pacific Islander0.0%
Other1.8%
Two or more13.0%

12.7% Hispanic or Latino (of any race).

Households & family

Married
55.5%
Never married
20.7%
Divorced
15.5%
Widowed
8.2%
Family size
2.70
Dual-income families
40.7%

Housing

Own their home
76.7%
Rent burden
52.2%
Men / women
47% / 54%

Work

In labor force
52.3%
Unemployment
4.7%
Self-employed
24.0%
Farmers
0.4%

Community

Charitable givers
54.5%
Veterans
6.6%
With a disability
10.5%
No health insurance
3.0%
Limited English
0.5%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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