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ZIP 89408 · Fernley

Who lives in ZIP code 89408 (Fernley, NV): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Fernley, NV · Churchill County

uszips 2026
People24,564
Median age36.3
Household income$89,552
Home value$364,325
Median rent$1,584/mo
Poverty12.7%
College degree+16.4%
Commute28 min

Place

Metro area
Fallon, NV (micro)
Wider region
Reno-Carson City-Gardnerville Ranchos, NV-CA
Time zone
Pacific
Density
20 / sq mi
Housing units
8,870

Spans 2 counties

Churchill78%
Lyon22%

Share of the ZIP's people in each county.

Age mix

Under 1012.9%
10–1912.5%
20s13.1%
30s17.4%
40s13.9%
50s9.2%
60s11.8%
70s6.2%
80+3.0%

15.2% are 65 or older; 76.5% are adults.

Household income

Under $25K10.8%
$25K–50K11.6%
$50K–75K22.6%
$75K–100K11.3%
$100K–150K26.2%
$150K+17.6%

43.8% of households earn $100K+. Median per person: $42,721.

Education (adults 25+)

Less than high school10.2%
High school35.5%
Some college37.9%
Bachelor's12.2%
Graduate4.2%

41.4% of degrees are in STEM fields.

Race

White72.4%
Black1.0%
Asian2.0%
Native American1.3%
Pacific Islander0.2%
Other9.2%
Two or more13.9%

21.5% Hispanic or Latino (of any race).

Households & family

Married
51.0%
Never married
30.0%
Divorced
15.0%
Widowed
4.0%
Family size
3.09
Dual-income families
49.5%

Housing

Own their home
71.7%
Rent burden
30.6%
Men / women
51% / 49%

Work

In labor force
65.2%
Unemployment
6.3%
Self-employed
6.6%
Farmers
0.4%

Community

Charitable givers
14.1%
Veterans
9.5%
With a disability
13.4%
No health insurance
9.7%
Limited English
1.3%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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