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ZIP 80538 · Loveland

Who lives in ZIP code 80538 (Loveland, CO): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Loveland, CO · Larimer County

uszips 2026
People50,110
Median age42.9
Household income$86,671
Home value$500,413
Median rent$1,760/mo
Poverty8.8%
College degree+41.4%
Commute28 min

Place

Metro area
Fort Collins-Loveland, CO
Time zone
Mountain
Density
189 / sq mi
Housing units
21,474

County

Larimer100%

Share of the ZIP's people in each county.

Age mix

Under 109.1%
10–1912.8%
20s11.1%
30s12.9%
40s12.6%
50s10.7%
60s14.3%
70s11.1%
80+5.4%

23.2% are 65 or older; 80.3% are adults.

Household income

Under $25K12.4%
$25K–50K14.8%
$50K–75K16.4%
$75K–100K13.7%
$100K–150K21.0%
$150K+21.8%

42.8% of households earn $100K+. Median per person: $46,315.

Education (adults 25+)

Less than high school3.9%
High school20.7%
Some college34.0%
Bachelor's26.0%
Graduate15.4%

45.5% of degrees are in STEM fields.

Race

White82.1%
Black1.4%
Asian0.9%
Native American0.1%
Pacific Islander0.0%
Other3.7%
Two or more11.7%

15.5% Hispanic or Latino (of any race).

Households & family

Married
56.9%
Never married
25.4%
Divorced
11.9%
Widowed
5.8%
Family size
2.87
Dual-income families
50.8%

Housing

Own their home
69.4%
Rent burden
33.5%
Men / women
49% / 51%

Work

In labor force
58.7%
Unemployment
4.6%
Self-employed
13.1%
Farmers
0.5%

Community

Charitable givers
28.8%
Veterans
6.8%
With a disability
13.3%
No health insurance
6.9%
Limited English
1.1%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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