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ZIP 76704 · Waco

Who lives in ZIP code 76704 (Waco, TX): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Waco, TX · McLennan County

uszips 2026
People7,018
Median age27.0
Household income$30,349
Home value$127,136
Median rent$866/mo
Poverty41.9%
College degree+9.7%
Commute18 min

Place

Metro area
Waco, TX
Time zone
Central
Density
502 / sq mi
Housing units
2,992

County

McLennan100%

Share of the ZIP's people in each county.

Age mix

Under 1017.8%
10–1913.9%
20s23.3%
30s8.8%
40s9.8%
50s8.7%
60s9.0%
70s5.8%
80+3.1%

13.8% are 65 or older; 72.3% are adults.

Household income

Under $25K44.9%
$25K–50K27.0%
$50K–75K16.9%
$75K–100K5.8%
$100K–150K5.1%
$150K+0.3%

5.4% of households earn $100K+. Median per person: $21,433.

Education (adults 25+)

Less than high school22.1%
High school34.2%
Some college33.9%
Bachelor's7.3%
Graduate2.4%

10.4% of degrees are in STEM fields.

Race

White18.9%
Black63.2%
Asian0.0%
Native American0.8%
Pacific Islander0.0%
Other4.0%
Two or more13.1%

21.6% Hispanic or Latino (of any race).

Households & family

Married
25.0%
Never married
51.8%
Divorced
15.7%
Widowed
7.4%
Family size
3.10
Dual-income families
28.8%

Housing

Own their home
31.6%
Rent burden
47.0%
Men / women
41% / 59%

Work

In labor force
62.5%
Unemployment
6.6%
Self-employed
6.2%
Farmers
0.0%

Community

Charitable givers
3.8%
Veterans
5.2%
With a disability
15.4%
No health insurance
22.1%
Limited English
2.5%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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