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ZIP 76431 · Chico

Who lives in ZIP code 76431 (Chico, TX): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Chico, TX · Wise County

uszips 2026
People4,494
Median age39.6
Household income$86,875
Home value$210,179
Median rent$1,308/mo
Poverty14.9%
College degree+19.3%
Commute29 min

Place

Metro area
Dallas-Fort Worth-Arlington, TX
Wider region
Dallas-Fort Worth, TX-OK
Metro division
Fort Worth-Arlington-Grapevine, TX
Time zone
Central
Density
14 / sq mi
Housing units
1,557

Spans 2 counties

Wise76%
Jack24%

Share of the ZIP's people in each county.

Age mix

Under 1016.8%
10–1911.7%
20s8.0%
30s13.9%
40s11.2%
50s14.0%
60s13.8%
70s4.4%
80+6.1%

17.2% are 65 or older; 72.7% are adults.

Household income

Under $25K16.2%
$25K–50K14.4%
$50K–75K7.3%
$75K–100K24.6%
$100K–150K20.4%
$150K+17.1%

37.5% of households earn $100K+. Median per person: $38,393.

Education (adults 25+)

Less than high school13.4%
High school34.7%
Some college32.6%
Bachelor's15.5%
Graduate3.8%

55.7% of degrees are in STEM fields.

Race

White87.7%
Black1.2%
Asian2.2%
Native American0.0%
Pacific Islander0.0%
Other3.8%
Two or more5.0%

8.8% Hispanic or Latino (of any race).

Households & family

Married
66.9%
Never married
18.2%
Divorced
10.1%
Widowed
4.8%
Family size
3.38
Dual-income families
61.4%

Housing

Own their home
85.7%
Rent burden
20.0%
Men / women
51% / 49%

Work

In labor force
67.5%
Unemployment
7.8%
Self-employed
14.6%
Farmers
13.9%

Community

Charitable givers
12.5%
Veterans
10.3%
With a disability
24.3%
No health insurance
15.1%
Limited English
1.9%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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