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ZIP 74604 · Ponca City

Who lives in ZIP code 74604 (Ponca City, OK): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Ponca City, OK · Kay County

uszips 2026
People12,189
Median age45.6
Household income$80,331
Home value$211,678
Median rent$823/mo
Poverty13.7%
College degree+29.0%
Commute18 min

Place

Metro area
Ponca City, OK (micro)
Time zone
Central
Density
35 / sq mi
Housing units
4,955

Spans 2 counties

Kay51%
Osage49%

Share of the ZIP's people in each county.

Age mix

Under 1010.5%
10–1912.5%
20s9.0%
30s9.9%
40s13.8%
50s11.1%
60s14.2%
70s11.1%
80+7.7%

25.6% are 65 or older; 79.9% are adults.

Household income

Under $25K17.1%
$25K–50K18.2%
$50K–75K12.4%
$75K–100K14.5%
$100K–150K18.0%
$150K+19.9%

37.9% of households earn $100K+. Median per person: $40,341.

Education (adults 25+)

Less than high school5.3%
High school27.7%
Some college37.9%
Bachelor's19.8%
Graduate9.2%

44.1% of degrees are in STEM fields.

Race

White79.4%
Black1.3%
Asian0.4%
Native American6.5%
Pacific Islander1.3%
Other1.2%
Two or more10.0%

5.4% Hispanic or Latino (of any race).

Households & family

Married
54.2%
Never married
22.8%
Divorced
12.4%
Widowed
10.7%
Family size
2.98
Dual-income families
46.9%

Housing

Own their home
80.1%
Rent burden
24.7%
Men / women
50% / 50%

Work

In labor force
54.4%
Unemployment
3.5%
Self-employed
13.0%
Farmers
4.8%

Community

Charitable givers
25.5%
Veterans
9.1%
With a disability
17.1%
No health insurance
6.6%
Limited English
0.5%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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