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ZIP 65634 · Cross Timbers

Who lives in ZIP code 65634 (Cross Timbers, MO): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Cross Timbers, MO · Hickory County

uszips 2026
People606
Median age36.7
Household income$35,948
Home value$272,383
Median rent—
Poverty12.5%
College degree+16.0%
Commute30 min

Place

Metro area
Outside any metro
Time zone
Central
Density
3 / sq mi
Housing units
184

Spans 3 counties

Hickory98%
Benton2%
Camden0%

Share of the ZIP's people in each county.

Age mix

Under 1025.9%
10–194.0%
20s5.3%
30s18.1%
40s1.3%
50s16.8%
60s15.3%
70s9.4%
80+3.8%

18.8% are 65 or older; 70.8% are adults.

Household income

Under $25K28.2%
$25K–50K32.6%
$50K–75K32.1%
$75K–100K1.1%
$100K–150K3.3%
$150K+2.7%

6.0% of households earn $100K+. Median per person: $24,386.

Education (adults 25+)

Less than high school8.4%
High school57.5%
Some college18.1%
Bachelor's10.7%
Graduate5.3%

25.4% of degrees are in STEM fields.

Race

White96.4%
Black0.0%
Asian0.0%
Native American0.0%
Pacific Islander0.0%
Other0.3%
Two or more3.3%

3.3% Hispanic or Latino (of any race).

Households & family

Married
49.1%
Never married
13.0%
Divorced
28.0%
Widowed
10.0%
Family size
4.84
Dual-income families
54.5%

Housing

Own their home
80.4%
Rent burden
—
Men / women
47% / 53%

Work

In labor force
33.6%
Unemployment
31.0%
Self-employed
14.8%
Farmers
22.2%

Community

Charitable givers
0.0%
Veterans
5.4%
With a disability
15.7%
No health insurance
46.9%
Limited English
0.0%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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