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ZIP 65109 · Jefferson City

Who lives in ZIP code 65109 (Jefferson City, MO): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Jefferson City, MO · Cole County

uszips 2026
People41,145
Median age40.6
Household income$74,694
Home value$221,737
Median rent$861/mo
Poverty8.5%
College degree+45.3%
Commute16 min

Place

Metro area
Jefferson City, MO
Wider region
Columbia-Jefferson City-Moberly, MO
Time zone
Central
Density
197 / sq mi
Housing units
17,306

County

Cole100%

Share of the ZIP's people in each county.

Age mix

Under 1010.8%
10–1914.7%
20s11.7%
30s12.0%
40s13.1%
50s11.5%
60s12.6%
70s9.0%
80+4.7%

19.6% are 65 or older; 77.4% are adults.

Household income

Under $25K13.6%
$25K–50K18.7%
$50K–75K18.0%
$75K–100K13.5%
$100K–150K18.5%
$150K+17.8%

36.3% of households earn $100K+. Median per person: $43,245.

Education (adults 25+)

Less than high school3.2%
High school26.0%
Some college25.5%
Bachelor's27.4%
Graduate17.9%

41.1% of degrees are in STEM fields.

Race

White82.4%
Black6.7%
Asian2.3%
Native American0.4%
Pacific Islander0.0%
Other1.3%
Two or more6.9%

4.1% Hispanic or Latino (of any race).

Households & family

Married
49.5%
Never married
30.1%
Divorced
12.3%
Widowed
8.1%
Family size
3.04
Dual-income families
53.4%

Housing

Own their home
66.7%
Rent burden
21.7%
Men / women
47% / 53%

Work

In labor force
65.6%
Unemployment
2.9%
Self-employed
10.1%
Farmers
1.7%

Community

Charitable givers
20.7%
Veterans
8.5%
With a disability
13.3%
No health insurance
4.7%
Limited English
1.1%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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