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ZIP 65049 · Lake Ozark

Who lives in ZIP code 65049 (Lake Ozark, MO): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Lake Ozark, MO · Camden County

uszips 2026
People7,123
Median age48.4
Household income$86,453
Home value$362,354
Median rent$1,101/mo
Poverty12.3%
College degree+39.4%
Commute24 min

Place

Metro area
Outside any metro
Time zone
Central
Density
148 / sq mi
Housing units
2,896

Spans 2 counties

Camden58%
Miller42%

Share of the ZIP's people in each county.

Age mix

Under 109.0%
10–1911.2%
20s9.5%
30s12.7%
40s9.6%
50s14.3%
60s16.9%
70s14.1%
80+2.7%

25.2% are 65 or older; 81.0% are adults.

Household income

Under $25K9.9%
$25K–50K14.9%
$50K–75K20.1%
$75K–100K13.4%
$100K–150K19.0%
$150K+22.9%

41.9% of households earn $100K+. Median per person: $40,387.

Education (adults 25+)

Less than high school4.9%
High school27.0%
Some college28.8%
Bachelor's26.7%
Graduate12.7%

39.7% of degrees are in STEM fields.

Race

White93.7%
Black1.5%
Asian0.0%
Native American0.1%
Pacific Islander0.0%
Other1.1%
Two or more3.6%

2.8% Hispanic or Latino (of any race).

Households & family

Married
52.6%
Never married
27.2%
Divorced
13.9%
Widowed
6.3%
Family size
3.02
Dual-income families
48.4%

Housing

Own their home
79.0%
Rent burden
23.7%
Men / women
49% / 51%

Work

In labor force
59.7%
Unemployment
6.6%
Self-employed
15.2%
Farmers
0.6%

Community

Charitable givers
27.5%
Veterans
9.1%
With a disability
12.9%
No health insurance
8.6%
Limited English
0.3%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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