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ZIP 63304 · Saint Charles

Who lives in ZIP code 63304 (Saint Charles, MO): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Saint Charles, MO · St. Charles County

uszips 2026
People43,195
Median age40.7
Household income$114,442
Home value$350,122
Median rent$1,749/mo
Poverty3.5%
College degree+49.3%
Commute24 min

Place

Metro area
St. Louis, MO-IL
Wider region
St. Louis-St. Charles-Farmington, MO-IL
Time zone
Central
Density
303 / sq mi
Housing units
16,284

County

St. Charles100%

Share of the ZIP's people in each county.

Age mix

Under 1011.5%
10–1914.0%
20s9.9%
30s13.5%
40s13.5%
50s12.1%
60s13.3%
70s8.2%
80+4.2%

18.4% are 65 or older; 76.5% are adults.

Household income

Under $25K4.7%
$25K–50K8.3%
$50K–75K13.6%
$75K–100K15.4%
$100K–150K22.2%
$150K+35.9%

58.1% of households earn $100K+. Median per person: $53,174.

Education (adults 25+)

Less than high school3.0%
High school19.0%
Some college28.6%
Bachelor's29.8%
Graduate19.5%

41.0% of degrees are in STEM fields.

Race

White88.0%
Black4.6%
Asian1.7%
Native American0.1%
Pacific Islander0.0%
Other0.9%
Two or more4.7%

4.1% Hispanic or Latino (of any race).

Households & family

Married
61.4%
Never married
25.5%
Divorced
8.4%
Widowed
4.7%
Family size
3.00
Dual-income families
62.8%

Housing

Own their home
87.7%
Rent burden
35.2%
Men / women
49% / 51%

Work

In labor force
69.1%
Unemployment
3.5%
Self-employed
11.5%
Farmers
0.5%

Community

Charitable givers
40.9%
Veterans
5.4%
With a disability
10.8%
No health insurance
2.4%
Limited English
0.2%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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