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ZIP 62298 · Waterloo

Who lives in ZIP code 62298 (Waterloo, IL): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Waterloo, IL · Monroe County

uszips 2026
People18,208
Median age44.1
Household income$101,155
Home value$293,843
Median rent$890/mo
Poverty4.9%
College degree+36.2%
Commute29 min

Place

Metro area
St. Louis, MO-IL
Wider region
St. Louis-St. Charles-Farmington, MO-IL
Time zone
Central
Density
49 / sq mi
Housing units
7,213

Spans 2 counties

Monroe91%
St. Clair9%

Share of the ZIP's people in each county.

Age mix

Under 109.5%
10–1913.4%
20s9.3%
30s12.5%
40s12.3%
50s15.1%
60s14.9%
70s7.8%
80+5.4%

20.9% are 65 or older; 79.4% are adults.

Household income

Under $25K11.0%
$25K–50K11.4%
$50K–75K14.8%
$75K–100K12.1%
$100K–150K21.7%
$150K+29.1%

50.8% of households earn $100K+. Median per person: $49,033.

Education (adults 25+)

Less than high school4.4%
High school25.8%
Some college33.7%
Bachelor's23.4%
Graduate12.8%

39.7% of degrees are in STEM fields.

Race

White96.0%
Black0.6%
Asian1.1%
Native American0.2%
Pacific Islander0.0%
Other0.4%
Two or more1.7%

1.3% Hispanic or Latino (of any race).

Households & family

Married
57.3%
Never married
23.3%
Divorced
10.9%
Widowed
8.5%
Family size
2.95
Dual-income families
56.4%

Housing

Own their home
85.3%
Rent burden
31.0%
Men / women
50% / 50%

Work

In labor force
66.8%
Unemployment
2.0%
Self-employed
10.6%
Farmers
3.0%

Community

Charitable givers
28.6%
Veterans
8.5%
With a disability
10.4%
No health insurance
2.6%
Limited English
0.5%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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