ZIP 56320 · Cold Spring
Who lives in ZIP code 56320 (Cold Spring, MN): age, income, housing, education and work.
Source: uszips 2026 (ACS-based ZIP file)
2026 ZIP profile
Cold Spring, MN · Stearns County
uszips 2026
People8,482
Median age42.9
Household income$87,026
Home value$353,834
Median rent$1,390/mo
Poverty6.4%
College degree+32.5%
Commute25 min
Place
- Metro area
- St. Cloud, MN
- Wider region
- Minneapolis-St. Paul, MN-WI
- Time zone
- Central
- Density
- 64 / sq mi
- Housing units
- 3,389
County
Share of the ZIP's people in each county.
Age mix
20.6% are 65 or older; 76.6% are adults.
Household income
44.3% of households earn $100K+. Median per person: $44,710.
Education (adults 25+)
38.7% of degrees are in STEM fields.
Race
3.6% Hispanic or Latino (of any race).
Households & family
- Married
- 57.9%
- Never married
- 26.3%
- Divorced
- 8.8%
- Widowed
- 7.0%
- Family size
- 2.98
- Dual-income families
- 62.1%
Housing
- Own their home
- 79.8%
- Rent burden
- 38.1%
- Men / women
- 47% / 53%
Work
- In labor force
- 69.9%
- Unemployment
- 4.8%
- Self-employed
- 10.0%
- Farmers
- 3.1%
Community
- Charitable givers
- 29.9%
- Veterans
- 7.5%
- With a disability
- 9.3%
- No health insurance
- 1.8%
- Limited English
- 0.1%
Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.