Skip to content
GERBER.ai

ZIP 55614 · Silver Bay

Who lives in ZIP code 55614 (Silver Bay, MN): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Silver Bay, MN · Lake County

uszips 2026
People2,485
Median age51.8
Household income$72,981
Home value$181,985
Median rent$1,138/mo
Poverty9.7%
College degree+24.9%
Commute22 min

Place

Metro area
Outside any metro
Time zone
Central
Density
4 / sq mi
Housing units
1,240

County

Lake100%

Share of the ZIP's people in each county.

Age mix

Under 108.5%
10–1910.3%
20s8.0%
30s8.8%
40s13.0%
50s11.1%
60s17.7%
70s14.8%
80+7.9%

32.2% are 65 or older; 81.7% are adults.

Household income

Under $25K18.8%
$25K–50K20.6%
$50K–75K12.3%
$75K–100K14.0%
$100K–150K18.0%
$150K+16.3%

34.3% of households earn $100K+. Median per person: $42,734.

Education (adults 25+)

Less than high school3.0%
High school30.3%
Some college41.8%
Bachelor's19.4%
Graduate5.5%

51.5% of degrees are in STEM fields.

Race

White91.3%
Black0.0%
Asian1.0%
Native American0.0%
Pacific Islander0.0%
Other0.6%
Two or more7.1%

2.4% Hispanic or Latino (of any race).

Households & family

Married
49.6%
Never married
27.8%
Divorced
14.5%
Widowed
8.1%
Family size
2.46
Dual-income families
40.2%

Housing

Own their home
85.5%
Rent burden
15.8%
Men / women
51% / 49%

Work

In labor force
48.8%
Unemployment
2.1%
Self-employed
10.9%
Farmers
0.0%

Community

Charitable givers
15.1%
Veterans
6.5%
With a disability
14.0%
No health insurance
1.4%
Limited English
0.3%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

Market now