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ZIP 55388 · Watertown

Who lives in ZIP code 55388 (Watertown, MN): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Watertown, MN · Carver County

uszips 2026
People5,893
Median age34.7
Household income$99,375
Home value$356,890
Median rent$953/mo
Poverty7.3%
College degree+23.5%
Commute27 min

Place

Metro area
Minneapolis-St. Paul-Bloomington, MN-WI
Wider region
Minneapolis-St. Paul, MN-WI
Time zone
Central
Density
60 / sq mi
Housing units
2,184

Spans 3 counties

Carver80%
Wright15%
Hennepin5%

Share of the ZIP's people in each county.

Age mix

Under 1016.9%
10–199.7%
20s16.6%
30s11.7%
40s10.0%
50s14.0%
60s10.5%
70s7.6%
80+3.0%

13.7% are 65 or older; 76.1% are adults.

Household income

Under $25K5.8%
$25K–50K9.4%
$50K–75K15.5%
$75K–100K20.8%
$100K–150K20.9%
$150K+27.7%

48.6% of households earn $100K+. Median per person: $48,654.

Education (adults 25+)

Less than high school4.1%
High school26.4%
Some college45.9%
Bachelor's17.2%
Graduate6.3%

38.3% of degrees are in STEM fields.

Race

White93.2%
Black0.2%
Asian0.7%
Native American0.1%
Pacific Islander0.0%
Other0.7%
Two or more5.2%

2.9% Hispanic or Latino (of any race).

Households & family

Married
55.7%
Never married
31.6%
Divorced
9.7%
Widowed
3.0%
Family size
3.06
Dual-income families
63.1%

Housing

Own their home
84.5%
Rent burden
17.6%
Men / women
50% / 50%

Work

In labor force
73.2%
Unemployment
0.7%
Self-employed
14.4%
Farmers
3.0%

Community

Charitable givers
35.4%
Veterans
7.2%
With a disability
10.9%
No health insurance
2.7%
Limited English
0.3%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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