ZIP 55320 · Clearwater
Who lives in ZIP code 55320 (Clearwater, MN): age, income, housing, education and work.
Source: uszips 2026 (ACS-based ZIP file)
2026 ZIP profile
Clearwater, MN · Stearns County
uszips 2026
People5,998
Median age37.5
Household income$113,973
Home value$356,389
Median rent$1,163/mo
Poverty6.2%
College degree+28.4%
Commute30 min
Place
- Metro area
- St. Cloud, MN
- Wider region
- Minneapolis-St. Paul, MN-WI
- Time zone
- Central
- Density
- 48 / sq mi
- Housing units
- 2,229
Spans 3 counties
Share of the ZIP's people in each county.
Age mix
14.0% are 65 or older; 73.2% are adults.
Household income
56.5% of households earn $100K+. Median per person: $52,802.
Education (adults 25+)
45.4% of degrees are in STEM fields.
Race
2.9% Hispanic or Latino (of any race).
Households & family
- Married
- 61.4%
- Never married
- 26.0%
- Divorced
- 8.7%
- Widowed
- 3.8%
- Family size
- 3.15
- Dual-income families
- 66.5%
Housing
- Own their home
- 83.7%
- Rent burden
- 30.1%
- Men / women
- 51% / 49%
Work
- In labor force
- 74.6%
- Unemployment
- 3.7%
- Self-employed
- 12.6%
- Farmers
- 3.2%
Community
- Charitable givers
- 29.2%
- Veterans
- 8.7%
- With a disability
- 9.1%
- No health insurance
- 3.0%
- Limited English
- 0.0%
Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.