ZIP 51301 · Spencer
Who lives in ZIP code 51301 (Spencer, IA): age, income, housing, education and work.
Source: uszips 2026 (ACS-based ZIP file)
2026 ZIP profile
Spencer, IA · Clay County
uszips 2026
People12,638
Median age41.8
Household income$63,402
Home value$187,770
Median rent$807/mo
Poverty13.1%
College degree+29.1%
Commute16 min
Place
- Metro area
- Spencer, IA (micro)
- Wider region
- Spencer-Spirit Lake, IA
- Time zone
- Central
- Density
- 31 / sq mi
- Housing units
- 5,680
County
Share of the ZIP's people in each county.
Age mix
22.2% are 65 or older; 76.5% are adults.
Household income
28.5% of households earn $100K+. Median per person: $38,467.
Education (adults 25+)
33.1% of degrees are in STEM fields.
Race
5.3% Hispanic or Latino (of any race).
Households & family
- Married
- 48.4%
- Never married
- 31.1%
- Divorced
- 13.2%
- Widowed
- 7.3%
- Family size
- 2.95
- Dual-income families
- 60.2%
Housing
- Own their home
- 70.3%
- Rent burden
- 29.5%
- Men / women
- 49% / 52%
Work
- In labor force
- 65.2%
- Unemployment
- 4.0%
- Self-employed
- 14.8%
- Farmers
- 3.9%
Community
- Charitable givers
- 24.4%
- Veterans
- 7.0%
- With a disability
- 14.8%
- No health insurance
- 6.2%
- Limited English
- 1.5%
Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.