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ZIP 50702 · Waterloo

Who lives in ZIP code 50702 (Waterloo, IA): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Waterloo, IA · Black Hawk County

uszips 2026
People20,882
Median age36.1
Household income$62,021
Home value$149,943
Median rent$971/mo
Poverty13.5%
College degree+21.5%
Commute17 min

Place

Metro area
Waterloo-Cedar Falls, IA
Time zone
Central
Density
825 / sq mi
Housing units
8,892

County

Black Hawk100%

Share of the ZIP's people in each county.

Age mix

Under 1014.8%
10–1911.7%
20s16.5%
30s13.5%
40s11.9%
50s10.7%
60s10.8%
70s5.9%
80+4.2%

15.3% are 65 or older; 75.1% are adults.

Household income

Under $25K14.9%
$25K–50K20.8%
$50K–75K25.6%
$75K–100K16.0%
$100K–150K13.9%
$150K+8.7%

22.6% of households earn $100K+. Median per person: $38,467.

Education (adults 25+)

Less than high school12.1%
High school35.4%
Some college31.0%
Bachelor's16.9%
Graduate4.6%

39.1% of degrees are in STEM fields.

Race

White68.8%
Black12.4%
Asian3.2%
Native American0.7%
Pacific Islander3.4%
Other4.9%
Two or more6.7%

9.2% Hispanic or Latino (of any race).

Households & family

Married
43.3%
Never married
39.8%
Divorced
12.0%
Widowed
4.8%
Family size
2.98
Dual-income families
55.2%

Housing

Own their home
61.2%
Rent burden
26.0%
Men / women
49% / 51%

Work

In labor force
69.1%
Unemployment
3.9%
Self-employed
9.5%
Farmers
0.3%

Community

Charitable givers
14.9%
Veterans
5.2%
With a disability
15.3%
No health insurance
7.2%
Limited English
7.2%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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