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ZIP 50701 · Waterloo

Who lives in ZIP code 50701 (Waterloo, IA): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Waterloo, IA · Black Hawk County

uszips 2026
People30,232
Median age37.2
Household income$61,475
Home value$183,839
Median rent$850/mo
Poverty16.6%
College degree+28.0%
Commute15 min

Place

Metro area
Waterloo-Cedar Falls, IA
Time zone
Central
Density
148 / sq mi
Housing units
13,656

County

Black Hawk100%

Share of the ZIP's people in each county.

Age mix

Under 1013.8%
10–1911.8%
20s13.9%
30s13.3%
40s11.4%
50s10.0%
60s12.7%
70s9.2%
80+3.9%

19.7% are 65 or older; 76.6% are adults.

Household income

Under $25K17.0%
$25K–50K23.5%
$50K–75K20.6%
$75K–100K11.6%
$100K–150K15.5%
$150K+11.8%

27.3% of households earn $100K+. Median per person: $39,262.

Education (adults 25+)

Less than high school6.5%
High school31.0%
Some college34.5%
Bachelor's17.8%
Graduate10.2%

40.6% of degrees are in STEM fields.

Race

White75.5%
Black12.5%
Asian3.8%
Native American0.2%
Pacific Islander0.4%
Other2.4%
Two or more5.3%

4.1% Hispanic or Latino (of any race).

Households & family

Married
47.2%
Never married
34.8%
Divorced
12.7%
Widowed
5.3%
Family size
2.89
Dual-income families
48.3%

Housing

Own their home
67.2%
Rent burden
28.5%
Men / women
49% / 51%

Work

In labor force
65.3%
Unemployment
2.7%
Self-employed
10.5%
Farmers
0.8%

Community

Charitable givers
23.4%
Veterans
7.0%
With a disability
12.2%
No health insurance
5.2%
Limited English
3.2%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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