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ZIP 49965 · Toivola

Who lives in ZIP code 49965 (Toivola, MI): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Toivola, MI · Houghton County

uszips 2026
People544
Median age64.1
Household income$78,295
Home value$234,240
Median rent—
Poverty9.7%
College degree+23.2%
Commute64 min

Place

Metro area
Houghton, MI (micro)
Time zone
Eastern
Density
1 / sq mi
Housing units
279

Spans 2 counties

Houghton87%
Ontonagon13%

Share of the ZIP's people in each county.

Age mix

Under 102.3%
10–198.7%
20s2.7%
30s3.0%
40s12.9%
50s14.3%
60s35.7%
70s13.8%
80+6.8%

47.1% are 65 or older; 89.9% are adults.

Household income

Under $25K13.5%
$25K–50K24.4%
$50K–75K10.8%
$75K–100K14.3%
$100K–150K9.3%
$150K+27.6%

36.9% of households earn $100K+. Median per person: $42,604.

Education (adults 25+)

Less than high school8.9%
High school28.7%
Some college39.2%
Bachelor's18.6%
Graduate4.6%

60.0% of degrees are in STEM fields.

Race

White91.2%
Black0.0%
Asian2.8%
Native American1.7%
Pacific Islander0.0%
Other0.0%
Two or more4.4%

3.7% Hispanic or Latino (of any race).

Households & family

Married
64.3%
Never married
17.2%
Divorced
15.4%
Widowed
3.1%
Family size
2.23
Dual-income families
26.3%

Housing

Own their home
96.8%
Rent burden
—
Men / women
53% / 47%

Work

In labor force
46.7%
Unemployment
17.1%
Self-employed
0.0%
Farmers
0.0%

Community

Charitable givers
15.8%
Veterans
18.8%
With a disability
12.5%
No health insurance
2.0%
Limited English
0.0%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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