ZIP 49740 · Harbor Springs
Who lives in ZIP code 49740 (Harbor Springs, MI): age, income, housing, education and work.
Source: uszips 2026 (ACS-based ZIP file)
2026 ZIP profile
Harbor Springs, MI · Emmet County
uszips 2026
People7,197
Median age56.2
Household income$89,250
Home value$364,023
Median rent$991/mo
Poverty6.7%
College degree+47.5%
Commute21 min
Place
- Metro area
- Petoskey, MI (micro)
- Time zone
- Eastern
- Density
- 22 / sq mi
- Housing units
- 3,321
County
Share of the ZIP's people in each county.
Age mix
33.6% are 65 or older; 86.6% are adults.
Household income
43.1% of households earn $100K+. Median per person: $42,949.
Education (adults 25+)
37.9% of degrees are in STEM fields.
Race
3.3% Hispanic or Latino (of any race).
Households & family
- Married
- 63.2%
- Never married
- 20.7%
- Divorced
- 9.6%
- Widowed
- 6.5%
- Family size
- 2.55
- Dual-income families
- 45.2%
Housing
- Own their home
- 87.7%
- Rent burden
- 27.2%
- Men / women
- 53% / 47%
Work
- In labor force
- 54.8%
- Unemployment
- 3.6%
- Self-employed
- 18.3%
- Farmers
- 1.0%
Community
- Charitable givers
- 32.0%
- Veterans
- 6.2%
- With a disability
- 13.2%
- No health insurance
- 7.1%
- Limited English
- 0.1%
Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.