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ZIP 49712 · Boyne City

Who lives in ZIP code 49712 (Boyne City, MI): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Boyne City, MI · Charlevoix County

uszips 2026
People8,203
Median age50.8
Household income$74,033
Home value$294,746
Median rent$941/mo
Poverty7.0%
College degree+34.0%
Commute19 min

Place

Metro area
Outside any metro
Time zone
Eastern
Density
43 / sq mi
Housing units
3,871

Spans 2 counties

Charlevoix92%
Antrim8%

Share of the ZIP's people in each county.

Age mix

Under 108.1%
10–1911.5%
20s9.1%
30s10.0%
40s10.0%
50s13.0%
60s20.7%
70s12.4%
80+5.1%

26.9% are 65 or older; 82.7% are adults.

Household income

Under $25K11.5%
$25K–50K18.3%
$50K–75K21.6%
$75K–100K16.0%
$100K–150K15.8%
$150K+16.8%

32.6% of households earn $100K+. Median per person: $40,736.

Education (adults 25+)

Less than high school3.2%
High school26.3%
Some college36.5%
Bachelor's19.9%
Graduate14.1%

43.6% of degrees are in STEM fields.

Race

White93.2%
Black0.7%
Asian0.7%
Native American0.8%
Pacific Islander0.0%
Other0.6%
Two or more3.9%

2.0% Hispanic or Latino (of any race).

Households & family

Married
59.4%
Never married
22.7%
Divorced
12.2%
Widowed
5.7%
Family size
2.55
Dual-income families
52.1%

Housing

Own their home
81.0%
Rent burden
27.3%
Men / women
48% / 52%

Work

In labor force
61.0%
Unemployment
4.0%
Self-employed
14.0%
Farmers
1.0%

Community

Charitable givers
19.4%
Veterans
6.5%
With a disability
12.9%
No health insurance
6.9%
Limited English
0.4%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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