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ZIP 49686 · Traverse City

Who lives in ZIP code 49686 (Traverse City, MI): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Traverse City, MI · Grand Traverse County

uszips 2026
People25,492
Median age47.5
Household income$71,609
Home value$344,768
Median rent$1,227/mo
Poverty12.8%
College degree+46.3%
Commute19 min

Place

Metro area
Traverse City, MI
Time zone
Eastern
Density
208 / sq mi
Housing units
12,007

County

Grand Traverse100%

Share of the ZIP's people in each county.

Age mix

Under 107.3%
10–1910.9%
20s11.5%
30s11.7%
40s12.3%
50s12.6%
60s15.2%
70s12.4%
80+6.2%

26.6% are 65 or older; 84.6% are adults.

Household income

Under $25K16.4%
$25K–50K17.2%
$50K–75K18.3%
$75K–100K12.7%
$100K–150K16.6%
$150K+18.8%

35.4% of households earn $100K+. Median per person: $39,983.

Education (adults 25+)

Less than high school4.0%
High school18.9%
Some college30.8%
Bachelor's25.2%
Graduate21.1%

48.5% of degrees are in STEM fields.

Race

White90.2%
Black0.6%
Asian0.7%
Native American0.8%
Pacific Islander0.0%
Other0.7%
Two or more7.0%

4.5% Hispanic or Latino (of any race).

Households & family

Married
47.7%
Never married
29.9%
Divorced
15.5%
Widowed
7.0%
Family size
2.70
Dual-income families
51.5%

Housing

Own their home
72.5%
Rent burden
32.0%
Men / women
50% / 50%

Work

In labor force
61.5%
Unemployment
3.6%
Self-employed
14.9%
Farmers
0.7%

Community

Charitable givers
25.4%
Veterans
6.5%
With a disability
13.8%
No health insurance
5.0%
Limited English
0.1%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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