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ZIP 49431 · Ludington

Who lives in ZIP code 49431 (Ludington, MI): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Ludington, MI · Mason County

uszips 2026
People17,184
Median age48.6
Household income$66,336
Home value$237,288
Median rent$914/mo
Poverty14.0%
College degree+31.3%
Commute16 min

Place

Metro area
Ludington, MI (micro)
Time zone
Eastern
Density
69 / sq mi
Housing units
7,765

County

Mason100%

Share of the ZIP's people in each county.

Age mix

Under 109.3%
10–1910.9%
20s10.2%
30s12.7%
40s8.0%
50s12.0%
60s16.2%
70s14.3%
80+6.4%

28.6% are 65 or older; 81.5% are adults.

Household income

Under $25K15.9%
$25K–50K22.8%
$50K–75K15.6%
$75K–100K14.2%
$100K–150K16.2%
$150K+15.3%

31.5% of households earn $100K+. Median per person: $36,821.

Education (adults 25+)

Less than high school5.2%
High school29.3%
Some college34.2%
Bachelor's18.3%
Graduate13.0%

37.2% of degrees are in STEM fields.

Race

White91.4%
Black1.2%
Asian0.6%
Native American0.5%
Pacific Islander0.0%
Other1.2%
Two or more5.0%

4.4% Hispanic or Latino (of any race).

Households & family

Married
56.2%
Never married
23.0%
Divorced
12.9%
Widowed
7.9%
Family size
2.68
Dual-income families
47.2%

Housing

Own their home
72.3%
Rent burden
32.0%
Men / women
50% / 50%

Work

In labor force
54.3%
Unemployment
3.6%
Self-employed
10.3%
Farmers
1.1%

Community

Charitable givers
18.1%
Veterans
7.2%
With a disability
16.8%
No health insurance
4.4%
Limited English
0.7%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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