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ZIP 48708 · Bay City

Who lives in ZIP code 48708 (Bay City, MI): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Bay City, MI · Bay County

uszips 2026
People25,635
Median age41.9
Household income$50,518
Home value$107,931
Median rent$751/mo
Poverty18.3%
College degree+17.8%
Commute24 min

Place

Metro area
Bay City, MI
Wider region
Saginaw-Midland-Bay City, MI
Time zone
Eastern
Density
341 / sq mi
Housing units
11,364

Spans 2 counties

Bay90%
Saginaw10%

Share of the ZIP's people in each county.

Age mix

Under 109.4%
10–1911.7%
20s13.2%
30s12.8%
40s12.3%
50s12.5%
60s15.9%
70s8.3%
80+3.9%

18.9% are 65 or older; 81.4% are adults.

Household income

Under $25K25.5%
$25K–50K23.7%
$50K–75K19.6%
$75K–100K12.2%
$100K–150K10.9%
$150K+8.1%

19.0% of households earn $100K+. Median per person: $30,570.

Education (adults 25+)

Less than high school10.7%
High school34.0%
Some college37.5%
Bachelor's12.1%
Graduate5.7%

39.5% of degrees are in STEM fields.

Race

White84.9%
Black2.4%
Asian0.8%
Native American0.3%
Pacific Islander0.0%
Other1.4%
Two or more10.2%

12.3% Hispanic or Latino (of any race).

Households & family

Married
40.4%
Never married
36.0%
Divorced
16.5%
Widowed
7.2%
Family size
3.02
Dual-income families
43.4%

Housing

Own their home
70.1%
Rent burden
35.3%
Men / women
49% / 52%

Work

In labor force
57.6%
Unemployment
6.8%
Self-employed
7.6%
Farmers
0.3%

Community

Charitable givers
10.8%
Veterans
7.0%
With a disability
19.6%
No health insurance
6.3%
Limited English
0.1%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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