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ZIP 48655 · Saint Charles

Who lives in ZIP code 48655 (Saint Charles, MI): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Saint Charles, MI · Saginaw County

uszips 2026
People5,760
Median age46.7
Household income$66,115
Home value$178,840
Median rent$581/mo
Poverty9.3%
College degree+18.8%
Commute32 min

Place

Metro area
Saginaw, MI
Wider region
Saginaw-Midland-Bay City, MI
Time zone
Eastern
Density
24 / sq mi
Housing units
2,387

County

Saginaw100%

Share of the ZIP's people in each county.

Age mix

Under 109.4%
10–1911.7%
20s8.0%
30s12.8%
40s12.4%
50s16.8%
60s13.4%
70s10.9%
80+4.6%

23.1% are 65 or older; 80.6% are adults.

Household income

Under $25K16.9%
$25K–50K19.4%
$50K–75K20.1%
$75K–100K12.4%
$100K–150K16.5%
$150K+14.7%

31.2% of households earn $100K+. Median per person: $36,131.

Education (adults 25+)

Less than high school6.0%
High school36.8%
Some college38.4%
Bachelor's12.5%
Graduate6.3%

43.3% of degrees are in STEM fields.

Race

White90.6%
Black3.9%
Asian0.5%
Native American0.1%
Pacific Islander0.0%
Other1.6%
Two or more3.3%

5.7% Hispanic or Latino (of any race).

Households & family

Married
58.1%
Never married
22.5%
Divorced
12.2%
Widowed
7.2%
Family size
2.84
Dual-income families
50.4%

Housing

Own their home
85.7%
Rent burden
36.9%
Men / women
51% / 49%

Work

In labor force
56.3%
Unemployment
3.9%
Self-employed
9.2%
Farmers
3.4%

Community

Charitable givers
14.2%
Veterans
10.0%
With a disability
18.9%
No health insurance
2.6%
Limited English
0.0%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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