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ZIP 48649 · Oakley

Who lives in ZIP code 48649 (Oakley, MI): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Oakley, MI · Saginaw County

uszips 2026
People1,699
Median age51.3
Household income$72,609
Home value$163,019
Median rent$799/mo
Poverty7.4%
College degree+15.5%
Commute35 min

Place

Metro area
Saginaw, MI
Wider region
Saginaw-Midland-Bay City, MI
Time zone
Eastern
Density
24 / sq mi
Housing units
682

Spans 2 counties

Saginaw94%
Shiawassee6%

Share of the ZIP's people in each county.

Age mix

Under 1012.6%
10–198.8%
20s10.0%
30s10.3%
40s5.0%
50s25.7%
60s13.8%
70s8.9%
80+4.7%

18.5% are 65 or older; 79.9% are adults.

Household income

Under $25K12.9%
$25K–50K12.7%
$50K–75K27.6%
$75K–100K17.4%
$100K–150K17.2%
$150K+12.2%

29.4% of households earn $100K+. Median per person: $38,644.

Education (adults 25+)

Less than high school10.2%
High school38.1%
Some college36.3%
Bachelor's11.5%
Graduate4.0%

46.7% of degrees are in STEM fields.

Race

White92.2%
Black2.1%
Asian0.0%
Native American0.1%
Pacific Islander0.0%
Other0.8%
Two or more4.9%

8.4% Hispanic or Latino (of any race).

Households & family

Married
68.7%
Never married
16.9%
Divorced
9.7%
Widowed
4.8%
Family size
2.76
Dual-income families
36.4%

Housing

Own their home
88.9%
Rent burden
17.4%
Men / women
50% / 50%

Work

In labor force
57.6%
Unemployment
5.4%
Self-employed
9.5%
Farmers
6.0%

Community

Charitable givers
11.9%
Veterans
6.5%
With a disability
20.9%
No health insurance
0.9%
Limited English
0.0%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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