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ZIP 48640 · Midland

Who lives in ZIP code 48640 (Midland, MI): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Midland, MI · Midland County

uszips 2026
People32,492
Median age40.2
Household income$80,574
Home value$200,654
Median rent$954/mo
Poverty12.2%
College degree+39.4%
Commute24 min

Place

Metro area
Midland, MI
Wider region
Saginaw-Midland-Bay City, MI
Time zone
Eastern
Density
119 / sq mi
Housing units
13,722

County

Midland100%

Share of the ZIP's people in each county.

Age mix

Under 1011.2%
10–1912.3%
20s12.3%
30s13.8%
40s11.8%
50s12.5%
60s12.7%
70s8.8%
80+4.6%

19.2% are 65 or older; 79.0% are adults.

Household income

Under $25K15.7%
$25K–50K18.0%
$50K–75K13.6%
$75K–100K11.9%
$100K–150K17.6%
$150K+23.1%

40.7% of households earn $100K+. Median per person: $39,767.

Education (adults 25+)

Less than high school4.4%
High school25.3%
Some college30.9%
Bachelor's22.8%
Graduate16.6%

49.4% of degrees are in STEM fields.

Race

White89.9%
Black1.1%
Asian1.8%
Native American0.1%
Pacific Islander0.0%
Other1.8%
Two or more5.4%

3.9% Hispanic or Latino (of any race).

Households & family

Married
53.3%
Never married
28.9%
Divorced
11.8%
Widowed
6.1%
Family size
2.86
Dual-income families
52.6%

Housing

Own their home
75.0%
Rent burden
32.9%
Men / women
49% / 51%

Work

In labor force
61.9%
Unemployment
5.1%
Self-employed
10.1%
Farmers
0.7%

Community

Charitable givers
25.6%
Veterans
5.4%
With a disability
16.6%
No health insurance
3.9%
Limited English
0.5%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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