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ZIP 48638 · Saginaw

Who lives in ZIP code 48638 (Saginaw, MI): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Saginaw, MI · Saginaw County

uszips 2026
People12,875
Median age43.6
Household income$69,459
Home value$175,115
Median rent$949/mo
Poverty13.4%
College degree+34.3%
Commute24 min

Place

Metro area
Saginaw, MI
Wider region
Saginaw-Midland-Bay City, MI
Time zone
Eastern
Density
760 / sq mi
Housing units
5,910

County

Saginaw100%

Share of the ZIP's people in each county.

Age mix

Under 109.4%
10–1913.5%
20s10.5%
30s12.4%
40s12.2%
50s11.0%
60s13.5%
70s9.4%
80+7.9%

24.6% are 65 or older; 80.5% are adults.

Household income

Under $25K17.7%
$25K–50K18.5%
$50K–75K16.8%
$75K–100K18.4%
$100K–150K15.0%
$150K+13.7%

28.7% of households earn $100K+. Median per person: $41,110.

Education (adults 25+)

Less than high school4.9%
High school24.8%
Some college36.0%
Bachelor's21.4%
Graduate12.9%

33.2% of degrees are in STEM fields.

Race

White74.4%
Black18.5%
Asian1.3%
Native American0.1%
Pacific Islander0.0%
Other1.0%
Two or more4.7%

8.0% Hispanic or Latino (of any race).

Households & family

Married
48.2%
Never married
32.2%
Divorced
13.1%
Widowed
6.5%
Family size
2.92
Dual-income families
51.2%

Housing

Own their home
62.1%
Rent burden
23.2%
Men / women
48% / 52%

Work

In labor force
58.6%
Unemployment
3.8%
Self-employed
8.7%
Farmers
0.0%

Community

Charitable givers
19.6%
Veterans
7.3%
With a disability
14.7%
No health insurance
4.4%
Limited English
1.5%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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