ZIP 48638 · Saginaw
Who lives in ZIP code 48638 (Saginaw, MI): age, income, housing, education and work.
Source: uszips 2026 (ACS-based ZIP file)
2026 ZIP profile
Saginaw, MI · Saginaw County
uszips 2026
People12,875
Median age43.6
Household income$69,459
Home value$175,115
Median rent$949/mo
Poverty13.4%
College degree+34.3%
Commute24 min
Place
- Metro area
- Saginaw, MI
- Wider region
- Saginaw-Midland-Bay City, MI
- Time zone
- Eastern
- Density
- 760 / sq mi
- Housing units
- 5,910
County
Share of the ZIP's people in each county.
Age mix
24.6% are 65 or older; 80.5% are adults.
Household income
28.7% of households earn $100K+. Median per person: $41,110.
Education (adults 25+)
33.2% of degrees are in STEM fields.
Race
8.0% Hispanic or Latino (of any race).
Households & family
- Married
- 48.2%
- Never married
- 32.2%
- Divorced
- 13.1%
- Widowed
- 6.5%
- Family size
- 2.92
- Dual-income families
- 51.2%
Housing
- Own their home
- 62.1%
- Rent burden
- 23.2%
- Men / women
- 48% / 52%
Work
- In labor force
- 58.6%
- Unemployment
- 3.8%
- Self-employed
- 8.7%
- Farmers
- 0.0%
Community
- Charitable givers
- 19.6%
- Veterans
- 7.3%
- With a disability
- 14.7%
- No health insurance
- 4.4%
- Limited English
- 1.5%
Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.