ZIP 48609 · Saginaw
Who lives in ZIP code 48609 (Saginaw, MI): age, income, housing, education and work.
Source: uszips 2026 (ACS-based ZIP file)
2026 ZIP profile
Saginaw, MI · Saginaw County
uszips 2026
People11,966
Median age49.0
Household income$78,218
Home value$176,554
Median rent$929/mo
Poverty11.3%
College degree+26.5%
Commute24 min
Place
- Metro area
- Saginaw, MI
- Wider region
- Saginaw-Midland-Bay City, MI
- Time zone
- Eastern
- Density
- 103 / sq mi
- Housing units
- 5,262
County
Share of the ZIP's people in each county.
Age mix
28.9% are 65 or older; 82.1% are adults.
Household income
34.3% of households earn $100K+. Median per person: $40,006.
Education (adults 25+)
45.8% of degrees are in STEM fields.
Race
4.6% Hispanic or Latino (of any race).
Households & family
- Married
- 53.5%
- Never married
- 26.8%
- Divorced
- 12.7%
- Widowed
- 7.0%
- Family size
- 2.80
- Dual-income families
- 46.3%
Housing
- Own their home
- 86.3%
- Rent burden
- —
- Men / women
- 49% / 51%
Work
- In labor force
- 55.0%
- Unemployment
- 7.1%
- Self-employed
- 9.3%
- Farmers
- 0.5%
Community
- Charitable givers
- 21.7%
- Veterans
- 7.5%
- With a disability
- 17.9%
- No health insurance
- 2.8%
- Limited English
- 1.9%
Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.