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ZIP 48604 · Saginaw

Who lives in ZIP code 48604 (Saginaw, MI): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Saginaw, MI · Saginaw County

uszips 2026
People11,011
Median age25.6
Household income$53,042
Home value$97,660
Median rent$1,114/mo
Poverty30.1%
College degree+24.4%
Commute16 min

Place

Metro area
Saginaw, MI
Wider region
Saginaw-Midland-Bay City, MI
Time zone
Eastern
Density
162 / sq mi
Housing units
4,013

Spans 2 counties

Saginaw91%
Bay9%

Share of the ZIP's people in each county.

Age mix

Under 105.6%
10–1921.4%
20s27.4%
30s8.3%
40s7.7%
50s13.4%
60s7.1%
70s5.8%
80+3.5%

13.1% are 65 or older; 86.8% are adults.

Household income

Under $25K25.6%
$25K–50K21.0%
$50K–75K17.2%
$75K–100K13.8%
$100K–150K14.2%
$150K+8.1%

22.3% of households earn $100K+. Median per person: $19,405.

Education (adults 25+)

Less than high school4.4%
High school33.3%
Some college37.8%
Bachelor's16.2%
Graduate8.2%

36.2% of degrees are in STEM fields.

Race

White76.9%
Black10.8%
Asian0.9%
Native American0.2%
Pacific Islander0.1%
Other3.5%
Two or more7.6%

8.1% Hispanic or Latino (of any race).

Households & family

Married
27.7%
Never married
58.7%
Divorced
9.1%
Widowed
4.5%
Family size
2.77
Dual-income families
50.3%

Housing

Own their home
71.5%
Rent burden
55.4%
Men / women
47% / 53%

Work

In labor force
59.8%
Unemployment
6.4%
Self-employed
7.3%
Farmers
0.6%

Community

Charitable givers
11.5%
Veterans
5.0%
With a disability
9.3%
No health insurance
4.8%
Limited English
1.0%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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