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ZIP 48464 · Otter Lake

Who lives in ZIP code 48464 (Otter Lake, MI): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Otter Lake, MI · Lapeer County

uszips 2026
People2,152
Median age49.9
Household income$81,417
Home value$204,190
Median rent$1,333/mo
Poverty14.9%
College degree+14.6%
Commute40 min

Place

Metro area
Detroit-Warren-Dearborn, MI
Wider region
Detroit-Warren-Ann Arbor, MI
Metro division
Warren-Troy-Farmington Hills, MI
Time zone
Eastern
Density
49 / sq mi
Housing units
855

Spans 3 counties

Lapeer80%
Tuscola13%
Genesee7%

Share of the ZIP's people in each county.

Age mix

Under 106.8%
10–1912.2%
20s9.8%
30s8.6%
40s12.9%
50s18.3%
60s14.4%
70s8.3%
80+8.8%

26.5% are 65 or older; 83.7% are adults.

Household income

Under $25K13.6%
$25K–50K19.5%
$50K–75K15.0%
$75K–100K17.3%
$100K–150K16.1%
$150K+18.4%

34.5% of households earn $100K+. Median per person: $37,560.

Education (adults 25+)

Less than high school8.4%
High school42.7%
Some college34.2%
Bachelor's11.3%
Graduate3.3%

20.5% of degrees are in STEM fields.

Race

White94.8%
Black0.0%
Asian1.5%
Native American0.0%
Pacific Islander0.0%
Other0.0%
Two or more3.6%

0.0% Hispanic or Latino (of any race).

Households & family

Married
54.6%
Never married
26.9%
Divorced
10.8%
Widowed
7.6%
Family size
3.05
Dual-income families
48.7%

Housing

Own their home
95.1%
Rent burden
14.5%
Men / women
55% / 45%

Work

In labor force
53.2%
Unemployment
10.3%
Self-employed
11.3%
Farmers
3.1%

Community

Charitable givers
16.5%
Veterans
11.7%
With a disability
17.8%
No health insurance
1.8%
Limited English
0.0%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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