Skip to content
GERBER.ai

ZIP 47460 · Spencer

Who lives in ZIP code 47460 (Spencer, IN): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Spencer, IN · Owen County

uszips 2026
People11,006
Median age45.6
Household income$68,447
Home value$193,166
Median rent$853/mo
Poverty9.8%
College degree+20.6%
Commute27 min

Place

Metro area
Bloomington, IN
Wider region
Bloomington-Bedford, IN
Time zone
Eastern
Density
28 / sq mi
Housing units
4,485

Spans 3 counties

Owen97%
Monroe2%
Greene1%

Share of the ZIP's people in each county.

Age mix

Under 1010.1%
10–1911.4%
20s9.5%
30s14.2%
40s9.1%
50s16.3%
60s12.9%
70s11.1%
80+5.5%

22.0% are 65 or older; 80.4% are adults.

Household income

Under $25K13.6%
$25K–50K21.1%
$50K–75K19.8%
$75K–100K17.4%
$100K–150K15.0%
$150K+13.4%

28.4% of households earn $100K+. Median per person: $39,251.

Education (adults 25+)

Less than high school10.6%
High school39.4%
Some college29.5%
Bachelor's12.3%
Graduate8.3%

41.3% of degrees are in STEM fields.

Race

White94.9%
Black0.2%
Asian0.7%
Native American0.1%
Pacific Islander0.0%
Other0.7%
Two or more3.4%

1.9% Hispanic or Latino (of any race).

Households & family

Married
52.2%
Never married
20.8%
Divorced
18.4%
Widowed
8.6%
Family size
2.99
Dual-income families
53.0%

Housing

Own their home
81.1%
Rent burden
27.1%
Men / women
48% / 52%

Work

In labor force
61.5%
Unemployment
3.3%
Self-employed
11.7%
Farmers
3.2%

Community

Charitable givers
11.8%
Veterans
8.8%
With a disability
18.7%
No health insurance
6.6%
Limited English
0.0%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

Market now