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ZIP 46788 · Spencerville

Who lives in ZIP code 46788 (Spencerville, IN): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Spencerville, IN · DeKalb County

uszips 2026
People4,373
Median age24.7
Household income$101,553
Home value$331,734
Median rent$1,799/mo
Poverty5.2%
College degree+25.2%
Commute25 min

Place

Metro area
Auburn, IN (micro)
Wider region
Fort Wayne-Huntington-Auburn, IN
Time zone
Eastern
Density
49 / sq mi
Housing units
1,123

Spans 2 counties

DeKalb53%
Allen47%

Share of the ZIP's people in each county.

Age mix

Under 1030.8%
10–1916.1%
20s12.8%
30s11.9%
40s8.1%
50s10.4%
60s5.8%
70s3.6%
80+0.5%

7.7% are 65 or older; 58.7% are adults.

Household income

Under $25K11.4%
$25K–50K7.3%
$50K–75K14.1%
$75K–100K15.4%
$100K–150K24.0%
$150K+27.9%

51.9% of households earn $100K+. Median per person: $46,429.

Education (adults 25+)

Less than high school20.8%
High school24.5%
Some college29.5%
Bachelor's14.9%
Graduate10.3%

57.4% of degrees are in STEM fields.

Race

White89.6%
Black0.0%
Asian0.0%
Native American0.0%
Pacific Islander0.0%
Other1.1%
Two or more9.3%

9.4% Hispanic or Latino (of any race).

Households & family

Married
67.0%
Never married
26.9%
Divorced
5.0%
Widowed
1.1%
Family size
4.50
Dual-income families
67.7%

Housing

Own their home
89.8%
Rent burden
—
Men / women
49% / 51%

Work

In labor force
68.0%
Unemployment
8.1%
Self-employed
15.8%
Farmers
12.3%

Community

Charitable givers
27.4%
Veterans
5.5%
With a disability
10.0%
No health insurance
23.2%
Limited English
0.0%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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