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ZIP 46637 · South Bend

Who lives in ZIP code 46637 (South Bend, IN): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

South Bend, IN · St. Joseph County

uszips 2026
People16,200
Median age39.5
Household income$71,462
Home value$206,784
Median rent$1,163/mo
Poverty11.3%
College degree+39.9%
Commute20 min

Place

Metro area
South Bend-Mishawaka, IN-MI
Wider region
South Bend-Elkhart-Mishawaka, IN-MI
Time zone
Eastern
Density
626 / sq mi
Housing units
7,442

County

St. Joseph100%

Share of the ZIP's people in each county.

Age mix

Under 109.5%
10–199.0%
20s19.1%
30s13.1%
40s11.8%
50s12.8%
60s13.3%
70s7.8%
80+3.8%

19.5% are 65 or older; 82.7% are adults.

Household income

Under $25K12.4%
$25K–50K19.2%
$50K–75K21.2%
$75K–100K16.2%
$100K–150K16.9%
$150K+14.1%

31.0% of households earn $100K+. Median per person: $39,554.

Education (adults 25+)

Less than high school6.2%
High school22.5%
Some college31.4%
Bachelor's20.2%
Graduate19.7%

43.1% of degrees are in STEM fields.

Race

White71.2%
Black16.3%
Asian6.5%
Native American0.1%
Pacific Islander0.0%
Other1.5%
Two or more4.4%

3.9% Hispanic or Latino (of any race).

Households & family

Married
45.6%
Never married
39.1%
Divorced
10.9%
Widowed
4.4%
Family size
2.92
Dual-income families
49.1%

Housing

Own their home
68.4%
Rent burden
27.5%
Men / women
51% / 49%

Work

In labor force
68.2%
Unemployment
5.9%
Self-employed
9.7%
Farmers
0.0%

Community

Charitable givers
16.8%
Veterans
7.5%
With a disability
13.1%
No health insurance
6.6%
Limited English
2.7%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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