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ZIP 46635 · South Bend

Who lives in ZIP code 46635 (South Bend, IN): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

South Bend, IN · St. Joseph County

uszips 2026
People6,410
Median age45.7
Household income$81,944
Home value$208,389
Median rent$955/mo
Poverty6.6%
College degree+39.5%
Commute19 min

Place

Metro area
South Bend-Mishawaka, IN-MI
Wider region
South Bend-Elkhart-Mishawaka, IN-MI
Time zone
Eastern
Density
798 / sq mi
Housing units
2,718

County

St. Joseph100%

Share of the ZIP's people in each county.

Age mix

Under 109.6%
10–1914.1%
20s8.9%
30s10.9%
40s13.2%
50s11.3%
60s12.6%
70s14.4%
80+5.2%

24.7% are 65 or older; 81.2% are adults.

Household income

Under $25K13.0%
$25K–50K17.4%
$50K–75K15.0%
$75K–100K18.3%
$100K–150K24.3%
$150K+11.8%

36.1% of households earn $100K+. Median per person: $40,902.

Education (adults 25+)

Less than high school10.7%
High school22.7%
Some college27.1%
Bachelor's25.4%
Graduate14.1%

36.5% of degrees are in STEM fields.

Race

White82.4%
Black6.3%
Asian2.6%
Native American0.2%
Pacific Islander0.0%
Other0.0%
Two or more8.5%

2.0% Hispanic or Latino (of any race).

Households & family

Married
46.7%
Never married
28.7%
Divorced
16.2%
Widowed
8.4%
Family size
3.10
Dual-income families
56.9%

Housing

Own their home
77.0%
Rent burden
28.9%
Men / women
47% / 53%

Work

In labor force
58.3%
Unemployment
7.2%
Self-employed
11.8%
Farmers
0.0%

Community

Charitable givers
19.9%
Veterans
8.7%
With a disability
14.3%
No health insurance
6.0%
Limited English
0.3%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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