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ZIP 46628 · South Bend

Who lives in ZIP code 46628 (South Bend, IN): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

South Bend, IN · St. Joseph County

uszips 2026
People27,685
Median age37.4
Household income$61,759
Home value$176,690
Median rent$1,104/mo
Poverty19.3%
College degree+25.4%
Commute20 min

Place

Metro area
South Bend-Mishawaka, IN-MI
Wider region
South Bend-Elkhart-Mishawaka, IN-MI
Time zone
Eastern
Density
313 / sq mi
Housing units
10,787

County

St. Joseph100%

Share of the ZIP's people in each county.

Age mix

Under 1013.5%
10–1914.1%
20s13.1%
30s12.9%
40s11.0%
50s14.3%
60s11.6%
70s6.0%
80+3.5%

15.1% are 65 or older; 74.3% are adults.

Household income

Under $25K18.6%
$25K–50K23.1%
$50K–75K17.3%
$75K–100K13.9%
$100K–150K15.0%
$150K+12.0%

27.0% of households earn $100K+. Median per person: $34,425.

Education (adults 25+)

Less than high school8.9%
High school33.5%
Some college32.1%
Bachelor's16.2%
Graduate9.2%

33.7% of degrees are in STEM fields.

Race

White57.0%
Black26.4%
Asian1.1%
Native American0.1%
Pacific Islander0.2%
Other5.3%
Two or more9.9%

12.2% Hispanic or Latino (of any race).

Households & family

Married
43.6%
Never married
37.2%
Divorced
13.4%
Widowed
5.8%
Family size
3.16
Dual-income families
50.5%

Housing

Own their home
68.4%
Rent burden
37.9%
Men / women
47% / 53%

Work

In labor force
61.5%
Unemployment
4.9%
Self-employed
10.4%
Farmers
0.2%

Community

Charitable givers
14.7%
Veterans
5.7%
With a disability
14.5%
No health insurance
8.6%
Limited English
2.3%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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