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ZIP 46561 · Osceola

Who lives in ZIP code 46561 (Osceola, IN): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Osceola, IN · St. Joseph County

uszips 2026
People13,996
Median age37.2
Household income$91,711
Home value$220,261
Median rent$1,199/mo
Poverty10.1%
College degree+28.3%
Commute23 min

Place

Metro area
South Bend-Mishawaka, IN-MI
Wider region
South Bend-Elkhart-Mishawaka, IN-MI
Time zone
Eastern
Density
398 / sq mi
Housing units
5,112

Spans 2 counties

St. Joseph89%
Elkhart12%

Share of the ZIP's people in each county.

Age mix

Under 1013.8%
10–1916.0%
20s8.5%
30s14.9%
40s15.1%
50s11.9%
60s7.0%
70s9.2%
80+3.7%

15.8% are 65 or older; 72.8% are adults.

Household income

Under $25K7.9%
$25K–50K16.8%
$50K–75K16.2%
$75K–100K12.4%
$100K–150K26.0%
$150K+20.5%

46.5% of households earn $100K+. Median per person: $39,556.

Education (adults 25+)

Less than high school8.5%
High school35.5%
Some college27.7%
Bachelor's19.8%
Graduate8.5%

30.5% of degrees are in STEM fields.

Race

White87.6%
Black2.5%
Asian1.2%
Native American0.2%
Pacific Islander0.0%
Other1.3%
Two or more7.2%

6.3% Hispanic or Latino (of any race).

Households & family

Married
49.0%
Never married
30.6%
Divorced
14.1%
Widowed
6.3%
Family size
3.02
Dual-income families
53.8%

Housing

Own their home
85.5%
Rent burden
—
Men / women
52% / 48%

Work

In labor force
65.4%
Unemployment
1.6%
Self-employed
10.2%
Farmers
0.0%

Community

Charitable givers
18.9%
Veterans
6.4%
With a disability
13.3%
No health insurance
5.0%
Limited English
0.0%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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