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ZIP 46554 · North Liberty

Who lives in ZIP code 46554 (North Liberty, IN): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

North Liberty, IN · St. Joseph County

uszips 2026
People4,405
Median age37.8
Household income$88,068
Home value$202,940
Median rent$960/mo
Poverty5.4%
College degree+28.2%
Commute31 min

Place

Metro area
South Bend-Mishawaka, IN-MI
Wider region
South Bend-Elkhart-Mishawaka, IN-MI
Time zone
Eastern
Density
25 / sq mi
Housing units
1,651

Spans 2 counties

St. Joseph95%
LaPorte5%

Share of the ZIP's people in each county.

Age mix

Under 1010.0%
10–1916.0%
20s14.5%
30s13.2%
40s7.8%
50s13.1%
60s16.7%
70s6.0%
80+3.0%

16.7% are 65 or older; 76.4% are adults.

Household income

Under $25K10.2%
$25K–50K14.5%
$50K–75K14.3%
$75K–100K13.7%
$100K–150K24.5%
$150K+22.9%

47.4% of households earn $100K+. Median per person: $49,404.

Education (adults 25+)

Less than high school4.0%
High school40.5%
Some college27.3%
Bachelor's20.9%
Graduate7.3%

42.1% of degrees are in STEM fields.

Race

White97.1%
Black0.7%
Asian0.0%
Native American0.0%
Pacific Islander0.0%
Other0.2%
Two or more1.9%

1.0% Hispanic or Latino (of any race).

Households & family

Married
50.5%
Never married
32.6%
Divorced
10.8%
Widowed
6.1%
Family size
3.27
Dual-income families
59.9%

Housing

Own their home
90.6%
Rent burden
30.2%
Men / women
48% / 52%

Work

In labor force
62.6%
Unemployment
3.3%
Self-employed
10.7%
Farmers
3.9%

Community

Charitable givers
17.5%
Veterans
5.4%
With a disability
12.4%
No health insurance
3.6%
Limited English
0.1%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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