ZIP 46540 · Middlebury
Who lives in ZIP code 46540 (Middlebury, IN): age, income, housing, education and work.
Source: uszips 2026 (ACS-based ZIP file)
2026 ZIP profile
Middlebury, IN · Elkhart County
uszips 2026
People12,993
Median age32.1
Household income$96,615
Home value$313,928
Median rent$1,148/mo
Poverty6.9%
College degree+20.2%
Commute21 min
Place
- Metro area
- Elkhart-Goshen, IN
- Wider region
- South Bend-Elkhart-Mishawaka, IN-MI
- Time zone
- Eastern
- Density
- 85 / sq mi
- Housing units
- 3,979
Spans 2 counties
Share of the ZIP's people in each county.
Age mix
13.6% are 65 or older; 68.1% are adults.
Household income
47.5% of households earn $100K+. Median per person: $42,575.
Education (adults 25+)
34.5% of degrees are in STEM fields.
Race
5.1% Hispanic or Latino (of any race).
Households & family
- Married
- 57.4%
- Never married
- 29.1%
- Divorced
- 9.6%
- Widowed
- 3.9%
- Family size
- 3.84
- Dual-income families
- 54.6%
Housing
- Own their home
- 84.7%
- Rent burden
- 27.7%
- Men / women
- 51% / 49%
Work
- In labor force
- 66.1%
- Unemployment
- 2.3%
- Self-employed
- 15.1%
- Farmers
- 5.9%
Community
- Charitable givers
- 21.9%
- Veterans
- 3.3%
- With a disability
- 8.6%
- No health insurance
- 30.1%
- Limited English
- 5.1%
Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.