Skip to content
GERBER.ai

ZIP 46032 · Carmel

Who lives in ZIP code 46032 (Carmel, IN): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Carmel, IN · Hamilton County

uszips 2026
People51,515
Median age39.9
Household income$132,085
Home value$496,418
Median rent$1,642/mo
Poverty4.9%
College degree+75.5%
Commute24 min

Place

Metro area
Indianapolis-Carmel-Greenwood, IN
Wider region
Indianapolis-Carmel-Muncie, IN
Time zone
Eastern
Density
785 / sq mi
Housing units
20,557

County

Hamilton100%

Share of the ZIP's people in each county.

Age mix

Under 1011.0%
10–1914.7%
20s12.6%
30s12.0%
40s13.7%
50s15.3%
60s11.0%
70s6.5%
80+3.3%

14.6% are 65 or older; 76.3% are adults.

Household income

Under $25K5.6%
$25K–50K10.9%
$50K–75K11.9%
$75K–100K9.9%
$100K–150K16.7%
$150K+44.9%

61.6% of households earn $100K+. Median per person: $67,109.

Education (adults 25+)

Less than high school1.8%
High school7.1%
Some college15.7%
Bachelor's43.6%
Graduate31.9%

47.3% of degrees are in STEM fields.

Race

White78.1%
Black3.6%
Asian10.4%
Native American0.3%
Pacific Islander0.0%
Other1.3%
Two or more6.3%

5.0% Hispanic or Latino (of any race).

Households & family

Married
59.1%
Never married
27.4%
Divorced
9.1%
Widowed
4.5%
Family size
3.07
Dual-income families
62.1%

Housing

Own their home
66.5%
Rent burden
26.4%
Men / women
48% / 52%

Work

In labor force
68.7%
Unemployment
2.9%
Self-employed
15.7%
Farmers
0.2%

Community

Charitable givers
42.7%
Veterans
3.2%
With a disability
6.2%
No health insurance
3.7%
Limited English
1.8%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

Market now

Radius and distance tools for 46032