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ZIP 45887 · Spencerville

Who lives in ZIP code 45887 (Spencerville, OH): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Spencerville, OH · Allen County

uszips 2026
People4,422
Median age35.8
Household income$68,409
Home value$189,780
Median rent$1,013/mo
Poverty10.5%
College degree+12.1%
Commute24 min

Place

Metro area
Lima, OH
Wider region
Lima-Van Wert-Celina, OH
Time zone
Eastern
Density
25 / sq mi
Housing units
1,732

Spans 4 counties

Allen55%
Auglaize24%
Van Wert18%
Mercer3%

Share of the ZIP's people in each county.

Age mix

Under 1014.5%
10–1915.8%
20s9.6%
30s13.4%
40s10.9%
50s15.3%
60s9.4%
70s8.7%
80+2.4%

16.6% are 65 or older; 71.0% are adults.

Household income

Under $25K9.8%
$25K–50K20.0%
$50K–75K25.3%
$75K–100K14.2%
$100K–150K22.7%
$150K+7.9%

30.6% of households earn $100K+. Median per person: $40,584.

Education (adults 25+)

Less than high school8.4%
High school46.8%
Some college32.7%
Bachelor's8.6%
Graduate3.5%

43.4% of degrees are in STEM fields.

Race

White95.3%
Black1.2%
Asian0.0%
Native American0.1%
Pacific Islander0.0%
Other2.5%
Two or more0.9%

1.4% Hispanic or Latino (of any race).

Households & family

Married
53.7%
Never married
24.5%
Divorced
19.0%
Widowed
2.9%
Family size
3.13
Dual-income families
53.8%

Housing

Own their home
76.4%
Rent burden
22.6%
Men / women
56% / 44%

Work

In labor force
64.3%
Unemployment
3.4%
Self-employed
11.6%
Farmers
6.5%

Community

Charitable givers
12.0%
Veterans
4.4%
With a disability
18.6%
No health insurance
4.4%
Limited English
0.0%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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