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ZIP 45828 · Coldwater

Who lives in ZIP code 45828 (Coldwater, OH): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Coldwater, OH · Mercer County

uszips 2026
People6,404
Median age33.3
Household income$72,703
Home value$254,615
Median rent$846/mo
Poverty5.3%
College degree+26.7%
Commute15 min

Place

Metro area
Celina, OH (micro)
Wider region
Lima-Van Wert-Celina, OH
Time zone
Eastern
Density
73 / sq mi
Housing units
2,281

County

Mercer100%

Share of the ZIP's people in each county.

Age mix

Under 1017.8%
10–1917.0%
20s10.7%
30s12.1%
40s10.6%
50s8.9%
60s11.8%
70s4.7%
80+6.2%

15.9% are 65 or older; 66.7% are adults.

Household income

Under $25K12.7%
$25K–50K18.0%
$50K–75K21.0%
$75K–100K13.3%
$100K–150K24.9%
$150K+10.1%

35.0% of households earn $100K+. Median per person: $40,677.

Education (adults 25+)

Less than high school5.4%
High school36.1%
Some college31.8%
Bachelor's17.8%
Graduate8.9%

42.1% of degrees are in STEM fields.

Race

White94.4%
Black0.0%
Asian0.7%
Native American0.0%
Pacific Islander0.5%
Other2.8%
Two or more1.6%

3.4% Hispanic or Latino (of any race).

Households & family

Married
63.6%
Never married
25.7%
Divorced
4.1%
Widowed
6.6%
Family size
3.25
Dual-income families
70.2%

Housing

Own their home
72.4%
Rent burden
21.1%
Men / women
45% / 55%

Work

In labor force
68.6%
Unemployment
2.0%
Self-employed
10.9%
Farmers
5.0%

Community

Charitable givers
12.5%
Veterans
2.9%
With a disability
8.5%
No health insurance
2.0%
Limited English
0.0%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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