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ZIP 45786 · Waterford

Who lives in ZIP code 45786 (Waterford, OH): age, income, housing, education and work.

Source: uszips 2026 (ACS-based ZIP file)

2026 ZIP profile

Waterford, OH · Washington County

uszips 2026
People3,187
Median age50.6
Household income$70,917
Home value$233,516
Median rent$821/mo
Poverty8.2%
College degree+28.0%
Commute23 min

Place

Metro area
Marietta, OH (micro)
Wider region
Parkersburg-Marietta-Vienna, WV-OH
Time zone
Eastern
Density
19 / sq mi
Housing units
1,353

Spans 2 counties

Washington96%
Morgan4%

Share of the ZIP's people in each county.

Age mix

Under 109.4%
10–1912.3%
20s7.3%
30s10.9%
40s8.3%
50s15.9%
60s16.2%
70s14.4%
80+5.4%

27.2% are 65 or older; 79.4% are adults.

Household income

Under $25K9.2%
$25K–50K28.0%
$50K–75K14.0%
$75K–100K11.0%
$100K–150K19.2%
$150K+18.6%

37.8% of households earn $100K+. Median per person: $44,985.

Education (adults 25+)

Less than high school1.2%
High school41.1%
Some college29.7%
Bachelor's18.3%
Graduate9.7%

36.8% of degrees are in STEM fields.

Race

White99.5%
Black0.3%
Asian0.0%
Native American0.0%
Pacific Islander0.0%
Other0.0%
Two or more0.2%

0.3% Hispanic or Latino (of any race).

Households & family

Married
58.5%
Never married
17.4%
Divorced
9.6%
Widowed
14.5%
Family size
2.84
Dual-income families
55.8%

Housing

Own their home
88.5%
Rent burden
25.7%
Men / women
53% / 47%

Work

In labor force
59.1%
Unemployment
1.9%
Self-employed
11.9%
Farmers
10.5%

Community

Charitable givers
9.1%
Veterans
6.3%
With a disability
14.6%
No health insurance
2.1%
Limited English
0.0%

Source: uszips 2026 (ACS-based ZIP file). Shares are percentages of people, households or adults as the measure implies.

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